Tips for Getting Car Insurance in Dubai and the UAE

With around 11 car insurers in the UAE, motor insurance is easy to get and most of the major insurance companies are well represented in the Gulf region. AXA Gulf is probably the best known for car insurance in Dubai; they have been in the region for many years and offer a comprehensive range of insurance policies, not just for motor vehicles. However, they’re not your only option. RAK Insurance, RSA UAE, AIG UAE, Zurich Insurance UAE and Oman Insurance Company are just a few of the available options.

There are 2 types of insurance cover available – Comprehensive cover and Third Party Liability cover. Comprehensive cover offers complete protection in the case of accidents, whether it was your fault or not, along with a raft of other options which may include, depending upon the insurer:

Personal Accident, Injury and Passenger cover: this cover provides you with the option to make sure both yourself and your passengers are covered in the event of injury during an accident involving the insured vehicle. Usually this is an additional cost on top of the basic cover. Examples include Emergency Medical Expenses, which includes cover for up to an agreed sum if medical treatment is needed as the result of an accident and Personal Effects coverage for loss or damage up to an agreed sum if the damage or loss to the vehicle is the result of fire, lightning or external explosion.

Agency Repair: this policy covers repairs on the vehicle but is often only available on new cars, in which case it is possible to get cover of between 2 to 5 years, or cars that are up to 2 and 3 years old. In most instances the cover is usually only available until the car reaches 5 years of age regardless.

Off road and GCC (Gulf Cooperation Council) cover: if you intend to do some desert or off-road driving it’s a good idea to make sure you have a car insurance policy that covers this as well.

Excess fee: if you cause an accident the excess fee is what you pay over and above your cover when the vehicle is repaired.

Additional benefits: some other types of cover that may be included either as standard or as optional extras include a replacement car if your car is being repaired, Road Side Assistance including towing to an authorised repairer / service centre if it breaks down and jump starting in the event of a flat battery and so on.

The other type of car insurance is Third Party Liability cover, which only provides cover for the other vehicle if you cause an accident. Any damage caused to your own vehicle is your responsibility to fix. This policy is most commonly taken out with older cars that do not qualify for comprehensive cover.

Applying for car insurance in Dubai and the UAE

When applying for car insurance you will need information like the car’s make, model, engine and chassis number. Most insurance companies now offer an online service so you can research the best policies to suit your requirements and budget. It may end up being a lot more convenient however to use an online service that does all the research for you and then presents you with a few of the best options based on your circumstances as provided to them. 8keyz has a no-hassle 3 step online process available on their website to make the whole insurance process fast, easy and efficient.

The Right Way To Jump Start A Dead Car Battery

Much has been said and written about car batteries and how to jump start a car

that has a dead one. The thing is, a lot of this info is either incomplete or wrong.

Sooner or later you will find your self in a car with a dead battery. So please read on.

Here I will give you the right and up to dated way to jump-start a car safely. Of course this is if you are stranded away from home. When you are at home the best thing to do is use a charger, not a booster or cables.

First of all I don’t recommend jumping cables to the motorist, second the best options are to use a booster or just call (an expert mobile service) or take the vehicle to an expert shop. If the battery is older than 3 years or so, it could be bad.

If you must use jumper cables then here I will show the right way to do it.

Read the whole article since the info is all over the same.

First some information about batteries.

I repair many vehicles with bad batteries. The reasons the battery went bad can be many, so after jumping a vehicle you should seek professional help. Here I will tell you what can make a battery go bad, what to do to prevent it and things to do in an emergency situation.

Why a battery goes bad:

o Bad alternator.

o Bad or loose serpentine belt or off or missing serpentine belt due to another bad component.

o Excessive heat or cold.

o Age.

o Defective Part from factory. (Rare).

o Leaving the car sitting too long or driving the car in short trips not

allowing the battery to recharge.

o Too much drain, like the battery is too small for the demand. Or maybe

there are add-ons like monster stereo systems etc.

o Parasitic drain. Or just leaving the lights or something on.

o Dirty connector/terminals.

o Vibration. When there’s no hold down.

o Using the wrong fluid to replenish it, like tap water instead of distilled water.

o Bad computer. The voltage regulator is there in some cars.

o Physical damage. Car accident, being dropped.

Taking care of your battery.

The best way to prevent battery failures is by doing regular maintenance on the vehicle. When regular maintenance is done the battery should be one of

the main items checked. They should clean terminals, top off the fluid if possible using only distilled water, do some tests on it, and of course test the charging system etc.

Even the best batteries will meet their maker sooner or later. They can “die¬hard” or die soft but they all die. The average life of most batteries is about 3 years, believe it or not. Some top of the line batteries can last a bit longer. I have noticed a decline on the life of batteries lately. So if your battery is about that age, have it checked or just change it to have peace of mind specially if you’re making a long trip.

What to do if your battery is dead.

In an emergency when a battery is dead, the first thing that comes to mind usually is to “jump” the car. Well I don’t recommend this. First of all this is a potentially dangerous action. (Doing this can cause an explosion and injure you or actually kill you (pieces of plastic going off at very high speed can cut your throat), blind you, or deafen you). The best thing will be to call someone to come and check the car or take it to a shop (there’s a chance the alternator could be bad, so replacing or boosting the battery may not solve your problem). If you happen to have cables in your car then you have to find another car to boost you. This is dangerous too, because in doing so you can damage very expensive parts in both your and the assistant vehicle. There’s a change of connecting the cables wrong if you’re not familiar with the process, if this happens you can disable any of the two cars involved for good and incur in more expensive repairs. The best way to do this if you choose to boost the car is with a portable booster. Some have a switch that will prevent you from causing sparks. Also some models have a device that will polarize the system automatically. So it will be impossible to connect it the wrong way. Some can be connected right at the lighter port, but this takes more time because you have to let the booster charge the bad battery for a while, if you try to start the car right away you could blow the inline fuse or burn the cable.

Also after you get your car running, if you disconnect the assistant car and leave the car running to recharge your low battery this will cause serious damage to the alternator. The alternator is not designed to charge batteries that are too low or at zero volts but to keep them charged. The right way to do this is when using a portable booster to leave it connected to the car so the alternator will charge both slowly and not stress it self. The alternator has the ability to sense the battery state of charge and also the system voltage demand. It will charge accordingly. If the battery is very low it will charge continuously, hence straining it self and overheating. After 30 minutes or so you can then disconnect the booster and keep driving the car for some more time to charge the battery fully. Better yet just drive the car to the nearest service place or call a mobile service when you get home. If you’re driving at night or your vehicle has day driving lights this will take a little longer. Of course after having any problem with a low battery and getting the car running, the intelligent thing to do is get your favorite tech to check you system completely to have peace of mind.

Another thing that you need to know is this, sometimes you have a battery installed and it fails soon after (one or two days) why? Well there are different reasons, the battery could be defective (very rare), or there’s an intermittent problem with the charging system or a device that is putting a small drain after you turn the car off. New cars have many computers and they use a small amount of energy after the car is turned off, but it is a very small amount and it should not drain the battery in less than 3 months approximately. If it does is because one of the computers could be staying awake too long or has an intermittent short. If this happens to you, don’t get upset thinking they sold you a bad battery, or that the mechanic is incompetent. The carr has to be diagnosed again to see what happened.

The right way to jump-start a car.

This is the way I recommend to perform a battery jump with cables. This takes a little longer than what most publications recommend, but is the safe way to do it. I am a professional mechanic with 28 years of experience.

Before you even think about getting your jumping cables out you should:

 First of all it will not hurt to read your owners manual, there you can find lots of info pertaining the procedure. Like where the battery is “hidden” etc.

 Make sure both cars are close enough for cables to reach with out cars touching.

 Inspect the battery for signs of damage. A broken battery case is not a good sign. Do not jump if case is cracked or you see fluid leaking.

 Set the emergency brake on both cars and turn off both ignitions and any other accessories other than the flasher as mentioned.

 Keep at least one of the vehicles flashers on and any other safety device like flares etc displayed.

 Battery terminals should be free of dirt and or corrosion. Use at least water and a wire brush to clean them.

 Make sure both cars are of the same voltage and polarity. Some cars are grounded at the positive instead of the negative although rare. Most cars in the road have 12 volts batteries. With the advent of hybrid vehicles I will strongly recommend you just calling an expert. Hybrid cars have very high voltage batteries. 12 volts batteries won’t harm you even if you touch both terminals but hybrid use much higher voltage. Also avoid connecting the cables backwards; very bad things can happen if you do.

 Wear at least eye protection that includes a face protector. Gloves will be nice too. Do not allow battery fluid to touch you, your clothes or the paint job.

 In very cold weather make sure the electrolyte is not frozen. (Use a flashlight etc to inspect, not a lighter).

 Be very careful not to touch any moving part of the engine like belts, fans, etc while performing the procedure either with the cables or your clothes or jewelry etc.

 Now the cable part, (see illustration at the end of article) before you connect any of the terminals make sure they are not touching each other to avoid any sparks. Batteries give off very explosive gasses that can kill you if they ignite. Also if the cables get hot be aware that they could be too thin or the engine could be dragging for some reason. The starter could also be bad (grounding it self). Also may be you have cranked the car too long. Check to make sure the clamps are attached properly. Let tem cool off a bit.

 If anything like dome lights come on after the cables are connected, the cables are connected correctly.

 The first terminal to be connected as recommended is the positive one in the donor’s car then at the disabled car (both at the battery if possible).

 Then you connect the negative cable at the battery terminal of the donor’s car and make sure you can access the engine at the disabled car to connect the cable there.

 When the cars finally starts, keep at least the headlamps on to aid in keeping any voltage spikes from damaging the delicate circuits in the many modules on today’s cars.

 (+) Is the positive terminal (usually red). (-) Is the negative terminal (usually black). This cable goes to the car chassis and the engine block from the battery.

 Disconnecting sequence is the reversal of the connecting sequence

 Smoking is not recommended any time you are working near cars.

More about this.

Never hook up batteries in a series circuit way, you will get twice the voltage and blow many things including computers.

This will certainly damage your electrical system to say the least.

Some cars with antitheft systems will activate it whenever the battery is low or disconnected. Again read the owners manual for info on this and how to reset them.

Every manufacturer use different systems.

When jumping a car you have to first charge the battery with the “donor” car for at least 5 minutes or more if possible, then try, with the cables disconnected to start the car. If the car doesn’t crank or cranks slowly then recharge some more with donor car, then with cables connected try to crank the disabled car.

When selecting a set of jumper cables make sure you get a good quality set. The thicker the cable the better. Saving money here will prove a very bad choice. Cheap cables can overheat and in many cases burn or just don’t work when you use them (cheap construction around the clamps). Also don’t get the shortest or the longest. The middle will be best.

Never crank a vehicle more than the recommended lapse in the owner’s manual (usually no more than 10 seconds) to avoid damaging the starter. If the car cranks for very long periods with out starting then you could have more serious problems than just electrical ones. Always wait some time before trying again to avoid damaging your starter or damaging the donor’s battery.

If when you connect the last cable at the disabled car you see a lot of sparks make sure there isn’t anything on, or the cables are connected properly (polarity), otherwise some sparks are normal since the disabled car’s battery is probably very low or just dead.

There are some top-of the line cables that feature a foolproof device against connecting them wrong.

Every time the battery goes too low it gets weak. Different from deep cycle batteries on boats or RV’s, car batteries are not designed for this and will after a few discharges just quit altogether

Batteries used to be better known as “accumulators” and you can guess why don’t you? Yes they store electricity and the alternator’s job is to keep it charged not to charge it from 0 volt, that is the job of a charger.

A battery won’t get damaged if kept in the concrete floor instead of on top of a piece of wood. The way batteries are constructed today prevents this.

You don’t need to go and spend big bucks for a battery at the dealer, not to mention towing costs. Any battery that meets the specification of your vehicle will do well if maintained properly. The trick here is to get the right battery, meaning the right capacity. Never use one that has less than what is required. A little bigger is better.

Some batteries have a little window that has a green or black indicator to tell you if the battery is good. Well this indicator is not very accurate for this, since it only measures the state of charge of only one of the battery’s 6 cells. Another cell could be bad and you could get a “green” indicator even tough the battery has only about 10 volts, which is not enough to properly start a car. Some of the devices on your car might still work tough. The car will crank very slowly.

If by any chance acid gets in your eyes, do all you can to get it out pronto. The more it stays there the bigger the chance for cornea damage.

If you suspect a bad connection on the jumper cables, do not wiggle the connector while connected. Disconnect one on the disabled car first then wiggle the suspect ones then reconnect the rest. Remember you want to avoid making sparks.

After using the jumper cables wash them with water if possible and store them in the bag they came in. This will avoid damage to your trunk from the acid that gets stuck to the terminals.

Always work on a well-ventilated area.

The alternator. The heart of the system.

If your alternator is bad, it was the cause of the dead battery in the first place; so jumping the battery won’t get you too far. As a matter of fact you probably won’t be able to drive even a mile more. You could end up at a neighborhood where you don’t know anyone that will be too wiling to help you.

If the battery or alternator or charging light was on before the battery died, then it is still on after you jump the car then the charging system could have a problem. It will be a good idea to contact a professional.

An alternator could be malfunctioning even if you don’t see a red light in your dash telling you so.

If you are knowledgeable and want to test your charging system with a voltmeter, consider this, some carmakers have systems that will not charge when the battery is found to be full. This is done to prevent overcharging and also to increase miles per gallon (The drag on the engine is less) This also helps the durability of the alternator.

Alternators are not designed to “charge” batteries (specially newer cars, they are usually weak in this area). Their job is to keep a fully charged battery that way.

When a battery goes down for any reason, the alternator has to work overtime to bring it back to normal. The use of day driving lights is one of the reasons many alternators fail prematurely, the alternator works harder than in a regular system. But they do offer a good safety measure. Also accessories not installed at the factory like monster stereos will also put an extreme demand on a stock system not designed for such loads. There are some high amp alternators available for these cases. Also the use of multiple batteries helps. Consult an expert in this field for assistance.

Never disconnect a running car battery terminal to “test” the charging system. This was done long ago before cars started using computers. But today doing this can and will damage very expensive components. Also it can create sparks that could cause an explosion. Believe me, many people still use this method to test the alternator, yes even people that “think” they know, like some airplane mechanics.

Starting a car with the cables connected and letting it run could damage systems in either car. Things like computers etc. I have fixed many vehicles with bad alternators and computers due to this. That is why I recommend charging the bad battery by letting the good car charge the bad one for at least 10 minutes. Then you can disconnect the cables and start the car with out damaging anything. There’s a theory that running two cars with the cables connected can damage the alternators. I will up date this article with some facts about this.

Push starting; it may not get you too far either.

Another way to get a car running is by push starting it. This is not recommended either. First, damage to the drive train is possible, (Expensive) especially if done often. Second, as I mentioned before, if the car doesn’t run because the battery is dead, the alternator will work too hard to charge the battery when you get it started. If the problem is the alternator, the car won’t run too far at all because the battery is not getting any charge so it will be depleted very soon. Push start should be done only in extreme emergency situations. As I said, be intelligent and call an expert.

I hope the information here was of help to you. As always no one is perfect. If you think there’s a mistake or want to add something to this article, by all means contact me directly.

Considering the low cost of replacing the battery with a new one and after reading this information I am pretty sure you will decide not to risk performing a jump instead of replacing the battery. Unless of course, you are a professional and/or already know what I wrote here.

Today’s cars are very complex machines; it is better to leave things to the experts when it comes to dealing with them. You will actually save more money (or even your own life) that way by avoiding costly mistakes.

CMT of Miami works on all brands and models of vehicles. We specialize on battery installation and alternators. When you use our services you can rest assured that you will get the right battery and professional service right at your doorsteps for a fair price.

Don’t Mess With Car Insurance: Avoid The Commotion

In India, as per the Motor Vehicles Act of 1988, it is compulsory that every vehicle being driven on the road be insured. This car insurance is classified as third-party car insurance and comprehensive car insurance. Though third-party car insurance is mandatory by law, buying a comprehensive policy is only as per one’s wish.

What to consider before buying a car insurance policy

It is rightly said, “Never trouble trouble till trouble troubles you”. However, why be troubled when you can easily analyze your own needs and choose the right cover for your car?

1. Analyze your coverage

Understand and analyze your coverage. Make sure you cover your car adequately. We are not advising you to be covered insufficiently, however paying huge premiums also does not really make sense. For Example, third-party car insurance is mandatory by law. If your car meets with an accident, coverage is guaranteed to the third party only in the event of bodily injuries, permanent disability, and accidental death. What happens to your car now? In this case your assets could be at risk if it had to be a major accident. Hence going for a comprehensive insurance would now make sense to avoid the major repair expenses.

2. Go Shopping

With the variety of Insurance companies available, you can narrow down your search of selecting the correct insurance policy as per your requirement. Some online insurance portals like Coverfox.com provide good comparison of different insurers on the basis of premium, cashless garages, claim settlement ratio etc. By comparing the car insurance policies you save a lot of money since this involves less paper work. You also get a wider range of products. So compare car insurance and give a thumps-up for your wise decision.

3. Pay extra, go for Add-ons

When you own a car, getting it insured is the first step. However, protecting it wisely by going for suitable add-ons becomes like a cherry on cake. Insurance companies provide different add-ons, such as bumper to bumper, paid driver cover, engine protector, roadside-assistance and passenger cover to name a few. In short, you pay a little extra to cover all your risks. However again, check what add-on best suits your car and then opt for one.

4. Free Look Period

Free look period is a time frame decided by the Insurance companies during which you can decide whether to continue the policy or not. If you are unhappy with the policy terms and conditions or with the services of the Insurer, you may go for policy cancellation and ask for full refund.

5. Ask for discounts

Why feel shy to ask for discounts, if it can actually help you save some bucks? You can earn good discounts for being a good driver! The most costly parts of the car like the gear lock, safety equipment’s, air bags etc. can actually benefit the insurer since it reduces the cost thereby giving you rewards for your safe and responsible driving.

6. Keep an eye on the Insured declared Value

Always keep in mind the value of the car before buying the Insurance policy. Insured declared value or the IDV is the factor that decides the premium of the car. Always make sure the premium charged is correct because lower the IDV, lower would be the premium. In the event of total damage, ensure that your IDV is right. If it happens to be incorrect, you would then have to shell out a huge amount from your savings. Hence always declare the correct value of the car.

So avoid the commotion and choose the right coverage. We hope this article was beneficial for you to keep in mind the minute details before buying car insurance for your prized possession.

Texas Auto Insurance – Texas Car Insurance Quote

Right of the bat – If you are driving or plan to drive in the state of Texas, you are required to have a minimal amount of auto liability coverage. So if you are looking for a Texas car insurance quote, read the following information very closely.

In Dallas, we have a large number of people being stopped, or during an accident that do not have adequate auto coverage (about 25% of autos are driven without automobile insurance). It is very important to know the laws of the land (Texas) when searching for car insurance quotes. Do not rely only on price of an insurance policy when you are obtaining your Texas car insurance quote. Good insurance does not necessarily have to be expensive, but remember “you get what you pay for”.

Your car insurance quote should include basic auto liability coverage. In Texas, the policy should contain at least $25,000 per person for bodily injury, and $50,000 per accident for bodily injury. It should also contain at the very minimum, $25,000 per accident for property damage (most commonly referred to as 25/50/25). This liability coverage has been raised from the previous amounts of $20,000/$40,000/$15,000 (20/40/15) just a few years ago.

Keep in mind during your search for a Texas car insurance quote, this is the minimal liability auto coverage required. There are quite a few vehicles that if damaged or totaled, will cost more than the 25/50/25 auto liability requirement. The insurance company will pay up to this amount; unfortunately you will be responsible for the remaining costs. Therefore; you may consider increasing your liability limits if you can afford to do so. This will result in an increase in your auto insurance quote.

If you desire coverage that will repair or replace your vehicle that is involved in a motor vehicle accident, you must add comprehensive and collision coverage to your liability policy. This coverage is required by most finance companies if you are financing or leasing your vehicle. This is done to protect the finance company against a lost if the vehicle is involved in an accident. This will also raise your car insurance quote. Caution: “Only purchase an auto quote that is affordable so that you can maintain the payments”.

There are things that you can do to lower your rates when searching for your Texas car insurance quote. It may be reduced if you are eligible for certain discounts. Some insurance companies will give discounts to its customers under certain conditions. These discounts include, but are not excluded to: multiple car discounts, an additional policy such as renters, homeowners, etc. Customers that are married tend to get a cheaper auto insurance rate, and a state approved defensive driving course completion also renders a discounted rate for most Texas auto insurance companies.

Other ways to obtain a cheaper Texas car insurance quote is by speaking to a Texas independent insurance agent, this may be the most important step to take that may save you quite a bit of time and money when looking for a car insurance quote. An independent agent can search their portfolio of insurance companies and find the rate that is more affordable for you and one that meets your needs. A variety like this is not possible with an agent who represents only one insurance company. This means that this type of agent is limited in what they can offer when giving you a car insurance quote.

Searching online for car insurance quotes is another way to obtain multiple quotes from different companies. By doing so, you may be able to get a cheaper rate. If you chose to do this, you need to have some knowledge in the various coverages that are available and also what is required by law. If you have any doubt, contact an independent agent for assistance with your Texas car insurance quote.

Finding the Top Classic Car Auto Insurance Company

If you have a collector car then it is bets to purchase insurance from a classic car insurance company. Classic cars are a specific type of cars that tend to be at least 15 years old and have a value attached to them. Classic automobiles are special cars that as long as they are kept in good condition will increase in value as they age. Typically they are already very expensive when originally purchased as new or they may be a limited number of those models manufactured.

Each state has their own regulations that must be met to be considered a classic car. The vast majority of these guidelines and regulations are similar but there are a few unique ones found among different states. Additionally collectible car clubs may have even more regulations to meet as clubs may be looking for specific types of classic cars.

Insurance is important because collectible cars can be treated as an investment that will gain value over time. The most valuable classic cars are the ones that have the original paint job, no rust and are in excellent condition with very low mileage. Typically insurance rates are determined based on the mileage on the car and its condition.

Insurance quotes can be obtained by filling out information online via a classic car insurance company site. Almost all car insurance companies will offer classic car auto insurance as well as some specialized insurers. You have many different options that can be included in your classic car insurance package that includes emergency towing, reimbursement of personal effects, car show expenses, lockout, lost keys, and roadside assistance to name but a few.

Theft is a large issue with collector vehicles and you should have a strong theft policy as having your collector car stolen can be a huge loss in assets. For well insured cars many time the insurance company will offer a reward for the recovery of the car. Many times it is less expensive for the insurance company to pay a reward for the recovery of the car rather then pay out the actual value of the stolen classic car.

Insurance rates for collectible cars can be separated out based on mileage. Many antique cars will have quite low mileage as the collectible car is usually not a persons main form of transportation but taken out for special occasions. There is a greater danger of damaging the collectible car if it is driven frequently and this will depreciate the value of the car.

It is also possible to get specific classic car auto insurance just to cover the cost of repairs and other associated costs. This is many times based on the current value of the car and the availability of parts and a skilled mechanic that can fix your collector car. As with insuring other cars your driving history will also be factored into the insurance.

After you have received a basic quote from your classic car insurance company or companies you will need to get a more detailed one that is customized for your classic car. You should be able to customize the insurance package any way you like and if you need help you should be able to receive it from the insurance company or an outside company such as the state auto insurance.

Tips on Buying Mexican Car Insurance Before Your Upcoming Trip

If you are planning on visiting Mexico either for a short trip, or an extended stay, and you will be operating a vehicle in this country; then you may want to consider investing in Mexican car insurance. There are different legal systems in place in Mexico, when compared to the United States; and some significant difference in insurance coverage’s that are offered for drivers. When buying a plan for an upcoming trip to Mexico, it is usually best to purchase a short term policy online before entering the country; to avoid any potential issues.

Research Liability Differences- One of the major differences with car insurance in Mexico compared to the United States is the difference in liability issues between the two countries. According to the civil law in Mexico; there is no liability for any type of emotional distress pain or suffering for those who are in an automobile accident. This means that insurance claims only covers property damage and bodily injury; items that are determined strictly and easily based on their actual cash value. This is important information to know, should you ever be in an accident.

Purchase Separate Legal Aid Coverage- When inside Mexico, there is no liability coverage to pay for your legal defense, should you get in an accident and need to go to court. Typically, there is an option to add legal aid coverage to your policy.

Be Aware of Mexican Accident Laws- When deciding whether or not to get Mexican car insurance; remember, if you are in an accident, the country’s law requires your vehicle to be held within the nation’s borders until all damages are paid off. With this in mind, make sure that your policy will cover the cost of bail, or add an additional coverage first.

Buy a Short Term Policy Online- Don’t wait to purchase auto insurance until you arrive in Mexico, you can purchase short term travel policies online before your trip. While you purchase your online policy; make sure you also purchase a car permit.

Collect the Proper Paperwork First- When you enter into the country, you will legally need to have both Mexican car insurance and a car permit for Mexico, especially once outside the ‘border sector’ of the country. When driving in the country, the insurance claim, title holder and driver all must be owned by the same person. In order to obtain a temporary car permit, you will need your drivers license, registration, ID, major credit card and some type of immigration form.

Consider Auto Insurance Through Your Car Rental Company- Many travelers will decide to rent a car in Mexico after they have crossed the border. Your car rental company will likely be able to offer you high quality coverage. However, if you want to get liability coverage, you will have to get this separately from a licensed provider.

Learn the Difference in Deductibles- Deductibles in the United States are different than deductibles in Mexico. Typically with auto insurance in Mexico, there are two different types of deductibles. First there is the physical damage deductible, that is usually about 2% of the value of the vehicle; with a a minimum of $500. There is also theft deductible that is usually 5% of the vehicle’s value with a minimum of $1,000. With the differences in typically deductibles; it is important for drivers to be well informed of what their deductibles will cover.

Look for Medical Evacuation and Plane Tickets Home- If you are worried about a potential accident impacting your trip; consider adding medical evacuation coverage. This will pay for air or land ambulance services. You can also add coverage to cover the cost of your plane tickets to the US or Canada, should an accident render you unable to leave.

Vehicle Repair- As a visitor to the country of Mexico, drivers will want to find out if they are allowed to repair their vehicle in their home country, whether the US or Canada. Otherwise, those who are in accidents may have to get their repairs done in Mexico. Not all insurance companies offer this service, but some who specialize in travel insurance will have this option.

Auto policies differ from country to country; but as a responsible driver, it is always smart to know your coverage options. If you should find yourself in an accident, you can feel confident knowing that your Mexican auto insurance can help keep you covered. Your insurance policy may have a number that you can call,or you can call Mexico’s version of 911 (066) in case of an accident, for assistance.

Understanding The Whole Concept of Car Chip Tuning for Its Enhanced Performance

Now-a-days, trends of car chip tuning has gained a huge popularity across the world and most of car enthusiasts can be seen visiting the garage for getting tuned their car to enhance power and performance. An interesting fact about the chip tuning is that this trend is not only found among the car enthusiasts having a three to four year old car but also among the car owners who had recently bought a new vehicle which is not even a year old. Well, now the question arises, that despite of having a new car why do these car owners tune the chip like the old car owners?

An answer to this question is just the same as for the owners of old cars, to enhance the hidden performance which have been restricted due to existing driving conditions prevailing in their country. That means, it can be said that car chip tuning is the process that is helpful in booming performance of the car. But, now the question is how many of actually understand the process of chip tuning? Because, following the blind race getting the chip tuned has although become a fashion among the car owner, but until unless you do not know the process, you will not be able to notice the changes.

Process of Chip Tuning: In simple, chip tuning is the method which reprograms the electronic control unit (ECU) of car and makes it work according to the newly determined parameters. The ECU is placed in the injection system of the car and monitors the ratio of fuel and air that generates inside the engine. Reprogramming the chip facilitates you to let understand the type of ratio you wish to develop inside the engine as the impact of air and fuel combination.

The cost of chip tuning mainly depends upon the tuning method adopted by your mechanic. Anyhow, as the process is a complex activity that revolves around the computer and electrical system of your car it should be conducted with full discretion as the whole process not only impacts the performance of car engine but also the performance of the various parts associated with it.

Components that are controlled by the chip: With changing in techniques of car manufacturing the components associated with the ECU are also changing from time to time, and therefore depending upon the manufacturing year of car the components linked with it may vary. Some of the components affecting its performance are fuel injection system, accelerating system, timing and ignition system, vehicle stabilization system, valve support system and automatic transmission system. All these components are sensitive parts of your car and their perfect combination with the chip results in boosting the performance of the car through valve injection systems.

Some more facts associated with the ECU system

The ECU system is normally located closed to control panels located on the dashboard. Its performance is mainly controlled through the port known as diagnostic port. It is seen that lots of car owners having the vast knowledge of computer try to tune the chip at their end and get them caught in the web of calculations that it becomes difficult for them to come out from it. On the contrary they even disturb the existing settings of the engine too which damages the functionality of the engine. To avoid such problems it is always suggested to visit a professional having vast knowledge of chip tuning.

Here it would be important to mention that today although there are lots of manufacturers that offer do it yourself chip tuning devices, but despite of this the best way to avoid any problem is to seek the assistance from an expert.

Some Benefits Of Car Parking Lifts

The necessity of automatic parking lifts arose with the gradual rise of the number of cars and the paucity of available space where they could be parked. It provides a cheap and hassle-free solution to this problem. Depending on the design of the model, the availability of space can be increased by almost 30%. The key components that comprise any multilevel parking lifts are as follows:

a) An elevator to move cars in the vertical direction.

b) A shuttle for the horizontal movement of vehicles.

c) ILT, or Integral Lift Trolley, is useful for transferring cars from parking bays to the concrete floors.

d) A turntable for rotating the car by 360 degrees to assist the driver in finding the exit route.

e) The advantages of installing semi-automated, or even fully-automated parking lifts are stated below.

Financial Alleviation

For car enthusiasts, a parking lift is an absolute necessity. A decent car lift allows easy accessibility to all the different parts of the car. Such a vehicle lift is very effective when it comes to undertaking any sort of repair work. More often than not, it is seen that car owners have to resort to the assistance of car mechanics even when the repair work that needs to be done is nothing serious. By using a car parking lift, the owner can undertake the minor repair work like changing the tire, or oil in the engine himself/herself, and thereby save on the additional cost of hiring a mechanic.

Space Optimization

Car lifts help in better utilization of vertical space, thereby, negating the necessity of horizontal expansion of the garage. Four post car parking lifts are ideal for the purpose parking two cars, one above the other, without expanding the floor area. These four post lifts are both durable and reliable, and can provide commendable service for years at an end. These lifts have multiple locking systems, and are capable of bearing much weight. New technological innovations like the four post caster kits and custom drip-trays enhance the functionality and versatility of these vehicle lifts.

Apart from better utilization of space, car enthusiasts can use these parking lifts to display their collection. Four post lifts have high durability and can sustain the weight of heavy cars for months and years at an end. Therefore, these lifts can also be used to showcase one’s collection of automobiles.

Safety Benefits

Apart from increasing the functionality of a garage space, parking lifts are also important for safety purposes. They provide a viable alternative against unsafe service methods. Therefore, before investing in a particular model, it is wise to study the fire prevention and protection facilities that the design facilitates. For instance, pit-style parking space is risky as there are no escape routes in case of a fire. Single-post hydraulic car lifts are equally unsafe. Two-post and four-post lifts are safe, and they are designed to bear the weight of heavy vehicles. The interlocking systems hold the posts in place and ensure the safety of the cars.

a) Let us enlist the benefits of parking lifts:

b) Saves expenses on repair work.

c) The different parts of the vehicle become easily accessible.

d) Simpler inspections.

e) Better optimization of garage space.

f) Parking lifts are a safe alternative to jacks, pits, single-posts and stands.

Parking lifts are beneficial for both residential use and commercial use. It is therefore important to choose the right kind of lift for the garage, keeping in mind, the space constraints and capacity to bear weight.

Classic Car Insurance to Keep Your Prized Possession in Safe Hands

For many, owning a classic car is the dream of a lifetime. For those that have one already, you will understand and appreciate how much care it needs, how expensive the parts can be and the importance of having the right kind of insurance cover. When you own a classic car, classic car insurance is a must have, it is as simple as that!

It doesn’t matter whether you have inherited the car from a relative, have built it from the ground up yourself, or if it was purchased in top condition as is, classic car insurance will have everything covered and can really provide you with peace of mind. Many classic cars are worth a fortune, and with the cost and limited availability of replacement parts, and the expert repair assistance that would be needed if it was damaged in any way, it could be well out of your financial means to cover the cost of these things on your own. When you are adequately covered by your insurance, the only thing you will need to worry about is polishing up and cruising around in your pride and joy.

Some people are lucky enough to have a number of classic cars, and in this instance, you could look into fleet insurance for classic cars to make sure that every vehicle you own is covered. If you keep your cars for show only, you may be able to take advantage of certain savings provided through various insurance companies, as you are not driving around in the vehicles on the road. Due to this fact, the chance of them being involved in a car accident is very slim. You will however need to still be protected for accidental damage caused by you or others, cover for theft, and even for fire.

A variety of companies can offer you top quality classic car insurance, some are offered by traditional insurance providers and others are available through their online insurance branch. If you are not sure what will be the best way to go, think about conducting a comparison for your specific insurance needs. Finding a company that specialises in insurance for classic cars, could be a worthwhile time investment. If the insurance company has a specialised service, you could almost be certain that your prized possession will be in the safest hands possible.

They will understand your needs, they are familiar with the amount of cover needed, and they also have inside knowledge of the cost of a car that is a classic. It could also be a good idea to have your car independently valued before locating the right type of insurance. Being able to provide a specific figure to the insurance company could make the process run a whole lot smoother. Having adequate insurance for your vintage car or cars will help you to sleep better at night. Why go to all the effort of owning and looking after such a car without also investing time and effort to make sure it is fully protected?

Buying Car Parts Online – A Fast and Affordable Solution to Your Needs

Purchasing auto parts from the Internet is not an easy deal. The options are incredible and they can really cause troubles if you don’t know what to buy. Picking the proper auto parts from an online store means knowing when you are about to get the right parts at the right price or waste your money on nothing. The following tips and tricks will be of assistance when you are shopping for great auto parts online. Try them and you will see!

In previous years, working with a professional before deciding whether to buy auto parts or not was the only viable way. Trust in the local mechanic was saint. However, in today’s world, having access to all types of information can help you more than you think. You just need to know a bit about your car. In case you want to purchase auto parts online, do it with confidence! You just have to know the year, make and model of your car. Purchasing auto parts for replacement on the Internet can be done easier and, of course, faster if you know the part number.

Save time

When buying new parts for a car, make sure you select the right choices in terms of quality and price. Problems might appear when you do not find the right parts or they do not suit your car. This happens especially if you are trying to purchase for auto parts that are not as common. But shopping online still remains a better deal when it comes to quality and efficient results. This is because you will find lots of online stores that sell quality auto parts. You will definitely manage to find the part of your choice even if it comes from a rare car.

Pay extra attention

Desperate situations require desperate solutions. If you must find a replacement part for your car as soon as possible, the results will show on your payment bill, but the waiting time will rapidly diminish. If you can take advantage of some spare time, choose to buy online, rather than locally. Just make sure you pay attention to ordering the correct part from your first try. Sending the part back just because you made a mistake might make you waste more time. Not to mention that you must definitely make sure that the online store you are using is licensed and legit.

Every time you want to start shopping for auto parts revise the tricks and tips mentioned above and you will manage to save your money and time. And you will have that personal satisfaction knowing that you have managed to accomplish your purpose and get your car back safe and sound without spending a lot of money.

How To Get Your Car Out of a Ditch

Rain and motor oil makes for slippery roads. So do bald tires, low tire pressure, reckless drivers, and several other types of inclement weather conditions. Overall, there are many reasons why car wind up in ditches. If you just drove your car into a ditch, there is no need to worry. You have several options to choose from, all of which will help to ensure your safety, protect your vehicle, and get you back on the road again. Continue reading to learn what you can do to get your car out of that ditch!

Ensure Your Safety

Even though you are on the side of the road, you are still vulnerable. So the very first task you have after driving into a ditch is ensuring your safety and the safety of your passengers if you have any. Do this by first by turning off your ignition and putting your hazard lights on. Next, you will need to also put your parking brake on to prevent sliding down further into the recession. If you are in a high-traffic area or on a dangerous roadway, you should contact police and inform them of your accident so they can help block traffic.

Adjust Your Car’s Weight

If your vehicle was not damaged, you might be able to drive it out of the ditch yourself. Do this by adjusting your vehicle’s weight. If you have heavy items in the backseat or trunk, get rid of them temporarily. This includes all passengers. Just be sure they are safe and far from the side of the road. A lighter load can help your car get out. Also be sure to remove your parking brake before trying to drive out. If you are stuck in snow or mud, you will actually need the extra weight to gain traction. This brings us to your next option.

Get Some Traction

Your car is stuck because it lacks a sufficient amount of traction to grab the ground and propel itself out. To remedy this problem, find some traction. If you have rear wheel drive, place something that will provide traction behind the rear tires. If you have front wheel drive, place these items in front of the front tires. Items that may work include carpet mats, sand, cardboard, clothing, and blankets.

Call the Professionals

It is pointless to try over and over again if your car is stuck. After a few attempts, if you are not successful, it is time to contact a local roadside assistance or towing company. They have the proper equipment to safely pull your car out of a ditch. They operate on a 24 hour basis, and can respond to your location quickly because they are dispatched from the road. Their rates are fair as long as you choose a reputable and experienced towing service.

How to Maintain, Diagnose, and Replace Car Batteries

Batteries are designed with a specific life-span and their performance will decline after this time, requiring they be refurbished or replaced. Car batteries appear to be taking the brunt of the demands from all the impressive advances made in the car industry. Many auto accessories, aftermarket car parts, and high tech car stereos use large amounts of electricity which strains the battery.

There are steps you can take to extend the life of your battery so that it will not need to be replaced as frequently. Wash the terminals often to ensure they don’t corrode and cause problems with the electrical current. Try using pressurized water, like a hose, and a wire brush for the best results. Also, you may want to purchase a can of foam battery cleaner at your local parts store to help loosen any stuck on dirt.

Often there will be signs that the battery is beginning to wear out. Maybe the car doesn’t start right away as it once used to, or it needs a jump when sitting idle for just a few days. When you start noticing such signs, check first to make sure the cables are still secure and have not come loose from the battery. The needless shaking in car batteries may cause cells to deteriorate, which has the effect of diminishing the operating life of your battery.

If your battery is truly dead and can’t be revived, you will need to go to an auto parts store for a replacement battery. If you don’t know the battery type your car requires, there are several ways to find out. All batteries should have a “group size” number on printed on them to help with replacement. But if not, your auto parts store will have a manual where you can look up the correct battery type for your car by vehicle make and model.

If you need assistance with the installation of the battery, do not hesitate to ask an employee for help. The people that work in these stores are experts in car repairs and will be happy to assist you. However, some auto parts stores charge a fee for this service, so be sure to ask prior to the installation of your new car battery.

The Importance of Yearly Car Air Conditioning Repair – Beat the Heat!

If you try to blast cool air in your automobile and all you get is uncool or even hot breezes, then there could be a technical malfunction. Before seeking out a car air conditioning repair service, it helps understand a bit about the inner workings of the cooling system.

The Components

The A/C system consists of four main components. First, the compressor does just what it sounds like; it compresses refrigerant gasses. Then an evaporator takes heat from the air and passes it through the refrigerant agent. Next, the heat boils off of and the water vapor, reducing the overall temperature and humidity levels in the vehicle. The condenser also plays a valuable role. Its prime function is to keep the refrigerant cool by converting the heat from the gasses in the compressor to highly pressurized liquid. The final component is called the orifice tube or expansion valve, depending on your vehicle. It converts the liquid refrigerant from the condenser into a lower pressure liquid for entry into the evaporator unit.

Potential Problems

The car air conditioner works through a complex interplay of the aforementioned components, and any number of things can wreak havoc with the system. There are several typical warning signs that indicate car air conditioning repair is needed. A weak airflow could be caused by broken hoses, worn down seals, mold or mildew, or a fried ventilation fan. On the other hand, cooling capabilities can be diminished by condenser or evaporator damage, a vacuum or chemical leak, or a blown fuse. If the A/C works for a short period of time and then produces warmth, there are four potential culprits: leaks, blown fuses, a faulty compressor clutch, or a clogged expansion valve. In some cases, there may be a bad odor coming from the vents. This is caused by either an old filter or mold in the evaporator case.

DIY Repairs vs. Professional Assistance

To save yourself time and possibly money, there are home kits for checking the basics, such as if there is an excess of coolant seeping out. These kits include a special dye that detects if coolant is leaking, and a gauge for properly testing pressure and the coolant flow. Most car A/C issues, however, are best left to the professionals. It is recommended that you schedule a car air conditioning repair once a year to keep the vehicle’s A/C in working order. Most issues, after all, are easily dealt with, as long as you take regular maintenance precautions.

With this knowledge, you can better diagnose and treat any A/C problems in your automobile.

Finding A Car Locksmith You Can Rely On

There are so many situations that can make it necessary for you to seek the assistance of a car locksmith. If you find that you have lost your car keys and have no spare readily available, then this professional can help you in replacing the lost key. There are also so many issues of broken car keys. In such cases a good car locksmith will not only help you open the car, but will also help you retract the broken key and create new keys so you can continue enjoying your car.

Lockouts are also common meaning that you could forget your keys inside the car only to realize it when the car has auto locked itself. Your car locksmith will have a solution to open the car and help you retrieve your locked in keys. Basically, whatever car lock situation you are in, you will get a solution for it. But then you also need to make sure you choose a professional specializing in this field you can trust by quickly looking at a few aspects.

Types of keys – When evaluating your car locksmith, consider what keys he can comfortably handle. A good and reliable one should offer solutions for your ignition keys, transponder keys and should also be able to make high security car keys for you. Whatever the issues you are facing with the key, choose a one who is sure to have an easy time handling and offering quality solutions to you.

Car models – The truth is, not all car locksmiths can help replace keys for all car models. However, a reliable one should have what it takes to handle all types of cars to accommodate all customer needs. The more the number of models he can handle the better you will be trusting him with any other future need, so be sure to check which cars he is able to handle and offer automobile solutions for.

Services – Apart from replacing your car keys, a good and reliable car locksmith should be able to open all types of cars or vehicles, remove broken keys and unlock door locks. Apart from offering all these important services, he should also deliver the services fast, especially in emergency situations where time is of the essence. Consider hiring a one that offers these important services 24 hours every single day of the week. Such a car locksmith gives you peace of mind because you know you can access their services at any given time and day.

Rates – Emergency services or services that are required at odd hours tend to be costlier but you should still get reasonable rates from your car locksmith. There is need to make sure that your car locksmith offers you rates that you can afford and still gives you high quality services even if the only thing you require is key duplication.

Save Money With Do-It-Yourself Car Maintenance

Regardless of whether the left headlight blew, the tire has a slow leak, or the brakes uncontrollably squeal, there is nothing worse than feeling the vulnerability of turning to a mechanic or auto repair center to solve your problems. Many times, mechanics sense your desperation and wish to take advantage of it, charging higher prices for a simple job. Then, there are the individuals who believe taking their car to the dealership for repairs will save them money, but they, too, provide an inflated price list.

When car owners take car maintenance into their own hands, the savings are often extremely beneficial. For starters, do-it-yourself car repair allows individuals to compare prices on the tools and car parts needed to complete a job. Many times, auto shops use products that they have bought at wholesale prices, but then increase the cost to customers. When repairing your own car, you will probably be more willing to seek out the deals on spark plugs, lights, and fuses in order to do the job for the least amount of money possible. You may also choose whether or not you want to purchase new or used car parts, which often costs considerably less.

The Top Do-It-Yourself Car Maintenance Jobs

There are numerous car maintenance jobs that drivers often tackle. Demanding only a small amount of supplies. Changing your own oil is a common maintenance activity that is rather easy to get the hang of. To make sure your automobile has an effective fuel system, learning how to change an air filter is also a helpful skill to possess. Sometimes a fuel filter will need replacing and many car owners have learned to complete this job as well.

Spark plugs should be replaced every two years and car owners will save money learning how to do this task on their own. Batteries should also be changed every four to five years. You don’t need a mechanic to handle battery problems. This job is completely easy to master. Additional car maintenance duties to consider includes replacing the disc brake pads, replacing drum brakes, working on the ignition coils, jump-starting a car and change your electric fuel pump.

Finding Resources to Help With Car Maintenance

When it comes to finding assistance with your car maintenance goals, there are plenty of resources that make these sorts of jobs much easier. One of the best places to start with involves a thick booklet you probably stuffed in the glove compartment: the car owner manual that came with your automobile. Depending on how long you have owned your vehicle, you may or may not still possess this publication.

If you have misplaced this booklet or it doesn’t clearly address your problems, you should get hold of a car book that is specific to your vehicle make and model. There are numerous approaches to consider, starting with purchasing one from an auto supply store, such as AutoZone or Pep Boys. Surfing the Internet for car repair websites is also a nice way to get the important details needed to fix a car. Depending on what type of site you visit, you may have to pay a fee to access various information.

To save money, car repair manuals can be taken out with a library card or photocopied from the library. These books are usually thick and heavy, filled with every aspect of car maintenance and repair. One of the most well known of car repair publications is the Chilton series of auto maintenance, which offers do-it-yourself help for cars ranging from Toyota Camrys to Ford Escorts.

When Not to Explore Car Maintenance

Beginner do-it-yourselfers may save a lot of money by learning how to change their own oil and oil filter, fix windshield wipers, and check the fluids. Tire maintenance, spark plugs, installing a car audio system, or even fixing a broken muffler are all reasonable jobs a non-professional can learn how to do. But larger jobs, such as installing a new alternator, some radiator and carburetor work, as well as engine and transmission repair might fall best into the hands of professional car repairers.

Although self-car maintenance is a real money-saver, you don’t want to place yourself in danger when repairing your vehicle. Some jobs require the knowledge of a professional to truly complete, so if repair instructions seem too difficult to grasp, you might have to surrender and pay a visit to the local auto shop.

How to Safely Drive a Car in Snow

As history tells it, this time of year is certainly no stranger to snow. In fact, it looks like we will see snow as early as the first full week of December this year! During times of heavy or persistent snow showers, the roads and highways become a sheet of ice, or puddle of slush and snow. Excess snow makes the driving conditions much more difficult, so it is important to learn how to adjust.

Driving safely in snow or ice is not easy. It requires a lot of practice, and most importantly, patience. If you are a new driver, it is highly encouraged to practice driving in snowy an icy conditions as soon as possible; this way, you are prepared and not threatened by winter, season after season. Continue reading to learn some tips on how to drive a car safely when there is snow and ice on the roads.

Thoroughly Clear Off Windows and Windshields BEFORE Driving

It is vital to clear off all snow and ice from a vehicle's windows and windshields. If a driver cannot see properly, there is no chance they can see and steer on an icy road. It is recommended to start your car a few minutes before you intend to drive it, to allow the defrosters to kick it. This will make it easier for the ice and snow to scrape and wipe off. Also be sure your windshield wipers are clear of ice and are still functional. You may need to buy new windshield wipers in the winter for better window clearing in snowy weather.

Always Drive Slower Than the Speed ‚Äč‚ÄčLimit

Even though the sign says 40 miles per hour, anyone who attempt these speeds in snow or on ice can be sure to lose control of their vehicle at some point. Accelerated speeds will cause the tires to lose traction on the road, sending a vehicle in a sliding motion, and possibly spinning out of control. This is a highly dangerous circumstance that can easily result in severe injury or death if the car strikes a tree or post. Subtract, at the very least, ten to fifteen miles from a speed limit sign when driving in harsh weather conditions, including freezing rain, snow, and ice.

Pumping the Brakes

If you are driving along the road and attempt to stop at a red light, only to discover that you have lost traction and the car is starting to slide; just pump the brakes, lightly and evenly, until control is regained and the vehicle is stopped. This does not work at high speeds, which is why speeding in snow and ice is so dangerous. Drive slowly, and pump the brakes to regain traction in your tires.

Vehicle Maintenance and Care

Be sure your car is well-maintained and in good condition before taking it out on dangerous and icy roads. You so not want to be stranded in a snow storm because your tires pop or your engine fails. It is highly suggested to get your tires balanced and rotated for the winter; as well as, your oil changed, filters replaced, and more. This way you know you can rely on your ride to get you from one destination to another, safely.

If Snow Gets the Best of You and Your Vehicle …

If poor driving conditions cause you to get stuck or be involved in a car accident, you have some reliable options for fast assistance. Simply contact a local towing company for towing or 24 hour roadside assistance service. They can help you on the spot, or tow your vehicle to your house or to the auto repair shop of your choice. And since they work around the clock, there are always there to help regardless of time or day. Some towing companies work 365 days a year, including national holidays like Thanksgiving and Christmas!