Tips on Buying Mexican Car Insurance Before Your Upcoming Trip

If you are planning on visiting Mexico either for a short trip, or an extended stay, and you will be operating a vehicle in this country; then you may want to consider investing in Mexican car insurance. There are different legal systems in place in Mexico, when compared to the United States; and some significant difference in insurance coverage’s that are offered for drivers. When buying a plan for an upcoming trip to Mexico, it is usually best to purchase a short term policy online before entering the country; to avoid any potential issues.

Research Liability Differences- One of the major differences with car insurance in Mexico compared to the United States is the difference in liability issues between the two countries. According to the civil law in Mexico; there is no liability for any type of emotional distress pain or suffering for those who are in an automobile accident. This means that insurance claims only covers property damage and bodily injury; items that are determined strictly and easily based on their actual cash value. This is important information to know, should you ever be in an accident.

Purchase Separate Legal Aid Coverage- When inside Mexico, there is no liability coverage to pay for your legal defense, should you get in an accident and need to go to court. Typically, there is an option to add legal aid coverage to your policy.

Be Aware of Mexican Accident Laws- When deciding whether or not to get Mexican car insurance; remember, if you are in an accident, the country’s law requires your vehicle to be held within the nation’s borders until all damages are paid off. With this in mind, make sure that your policy will cover the cost of bail, or add an additional coverage first.

Buy a Short Term Policy Online- Don’t wait to purchase auto insurance until you arrive in Mexico, you can purchase short term travel policies online before your trip. While you purchase your online policy; make sure you also purchase a car permit.

Collect the Proper Paperwork First- When you enter into the country, you will legally need to have both Mexican car insurance and a car permit for Mexico, especially once outside the ‘border sector’ of the country. When driving in the country, the insurance claim, title holder and driver all must be owned by the same person. In order to obtain a temporary car permit, you will need your drivers license, registration, ID, major credit card and some type of immigration form.

Consider Auto Insurance Through Your Car Rental Company- Many travelers will decide to rent a car in Mexico after they have crossed the border. Your car rental company will likely be able to offer you high quality coverage. However, if you want to get liability coverage, you will have to get this separately from a licensed provider.

Learn the Difference in Deductibles- Deductibles in the United States are different than deductibles in Mexico. Typically with auto insurance in Mexico, there are two different types of deductibles. First there is the physical damage deductible, that is usually about 2% of the value of the vehicle; with a a minimum of $500. There is also theft deductible that is usually 5% of the vehicle’s value with a minimum of $1,000. With the differences in typically deductibles; it is important for drivers to be well informed of what their deductibles will cover.

Look for Medical Evacuation and Plane Tickets Home- If you are worried about a potential accident impacting your trip; consider adding medical evacuation coverage. This will pay for air or land ambulance services. You can also add coverage to cover the cost of your plane tickets to the US or Canada, should an accident render you unable to leave.

Vehicle Repair- As a visitor to the country of Mexico, drivers will want to find out if they are allowed to repair their vehicle in their home country, whether the US or Canada. Otherwise, those who are in accidents may have to get their repairs done in Mexico. Not all insurance companies offer this service, but some who specialize in travel insurance will have this option.

Auto policies differ from country to country; but as a responsible driver, it is always smart to know your coverage options. If you should find yourself in an accident, you can feel confident knowing that your Mexican auto insurance can help keep you covered. Your insurance policy may have a number that you can call,or you can call Mexico’s version of 911 (066) in case of an accident, for assistance.

Buying Car Parts Online – A Fast and Affordable Solution to Your Needs

Purchasing auto parts from the Internet is not an easy deal. The options are incredible and they can really cause troubles if you don’t know what to buy. Picking the proper auto parts from an online store means knowing when you are about to get the right parts at the right price or waste your money on nothing. The following tips and tricks will be of assistance when you are shopping for great auto parts online. Try them and you will see!

In previous years, working with a professional before deciding whether to buy auto parts or not was the only viable way. Trust in the local mechanic was saint. However, in today’s world, having access to all types of information can help you more than you think. You just need to know a bit about your car. In case you want to purchase auto parts online, do it with confidence! You just have to know the year, make and model of your car. Purchasing auto parts for replacement on the Internet can be done easier and, of course, faster if you know the part number.

Save time

When buying new parts for a car, make sure you select the right choices in terms of quality and price. Problems might appear when you do not find the right parts or they do not suit your car. This happens especially if you are trying to purchase for auto parts that are not as common. But shopping online still remains a better deal when it comes to quality and efficient results. This is because you will find lots of online stores that sell quality auto parts. You will definitely manage to find the part of your choice even if it comes from a rare car.

Pay extra attention

Desperate situations require desperate solutions. If you must find a replacement part for your car as soon as possible, the results will show on your payment bill, but the waiting time will rapidly diminish. If you can take advantage of some spare time, choose to buy online, rather than locally. Just make sure you pay attention to ordering the correct part from your first try. Sending the part back just because you made a mistake might make you waste more time. Not to mention that you must definitely make sure that the online store you are using is licensed and legit.

Every time you want to start shopping for auto parts revise the tricks and tips mentioned above and you will manage to save your money and time. And you will have that personal satisfaction knowing that you have managed to accomplish your purpose and get your car back safe and sound without spending a lot of money.